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Spinney Cheshire

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Knutsford Rd, Crewe, Cheshire, CW4 8HJ

Motorhomes
Campervans
Caravans

Spinney Staffordshire

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Stonewall Pl, Silverdale, Newcastle, Staffordshire, ST5 6NR

Motorhomes
Campervans
Caravans

Spinney Flintshire

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76 Station Rd, Deeside, Flintshire, CH5 2TE

Motorhomes
Campervans
Caravans

Spinney Warwickshire

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Warwick Road, Leek Wootton, Kenilworth, Warwickshire, CV35 7RD

Motorhomes
Campervans
Caravans

Spinney Northamptonshire

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Motorhomes: A45 Higham Road, Little Irchester, Wellingborough, Northamptonshire, NN8 2DU

Motorhomes
Campervans

Caravans: Wellingborough Rd, Rushden, Northamptonshire, NN10 6AY

Caravans
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Spinney finance options

Teaming up with Auto Finance Online

Here at Spinney, we’re dedicated to making the process of buying your dream motorhome, campervan or caravan as easy as possible. We offer some great finance deals and a range of finance packages to suit your every requirement. Search from our available stock at our five branches, based on your monthly budget!

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Get to know finance

In today’s financial environment it can often make more sense to borrow money at a low rate rather than use a cash investment which is earning interest at a higher rate. Blackhorse Finance and Auto Finance Online can offer you a range of motorhome, campervan and caravan finance packages to suit any budget. By choosing a finance package over a lump sum, you can relax with fixed monthly payments at a fixed interest rate.

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Disclaimer

Spinney Garage Limited is authorised and regulated by the Financial Conduct Authority (FRN: 691776). We act as a credit broker not a lender. We can introduce you to a limited number of lenders and brokers who may be able to offer you finance facilities for your purchase. We will only introduce you to these lenders/brokers. We will receive a commission payment from the lender/broker if you decide to enter into an agreement with them. This will either be a fixed fee or a percentage of the total loan. The commission received does not affect the amount you will pay under your finance agreement. You may be able to obtain finance for your purchase from other providers, and you are encouraged to seek alternative quotations. We work closely with selected finance providers to offer you financing options. This means that the products do not represent the entire market available to you. Finance is subject to status and affordability. If you would like to know how we handle complaints, please ask for a copy of our complaints handling process. You can also find information about referring a complaint to the Financial Ombudsman Service (FOS) at financial-ombudsman.org.uk.

Finance is subject to status, available to applicants aged 18 years and over, UK residents only.

Frequently asked questions

We work with a large panel of lenders who have different criteria, we have a large acceptance rate meaning we can offer finance for lower credit ratings. We can check if you can get approved prior to looking at any motorhomes, caravans or campervans if you like. Simply speak to a member of our sales team who can help guide you with this.

A deposit is not always a requirement, some lenders will offer the full purchase amount. It is recommended to offer a small deposit if possible as this will help lower the monthly payments and increase approval chances.

Neither are better than the other, it will simply depend how you want to structure your purchase. Hire Purchase finance means you automatically own the vehicle at the end of the agreement, essentially you are gradually paying the vehicle off over its term. On a PCP agreement, there is still monthly payments however there is an option to buy at the end of the agreement with a ‘balloon’ payment. Hire Purchase is available with upto 15 year terms which can make the monthly payments cheaper in leisure than PCP.  Please chat to our sales team who can run through the best option for you.

Blackhorse finance are one of the leading motorhome, caravan and campervan finance providers, we do offer Blackhorse as one of our lenders. Rather than only having one option we work closely with a panel of lenders to ensure you have the best choice and best options available. If there is a specific lender you would prefer to use, please let our team know.

The short answer is no, we can apply for a finance subject to finding a caravan, campervan or motorhome. Lenders do have certain criteria such as age, milage and converter however our team or the finance team can advise on this. We can have you fully approved for an amount of finance prior to you shopping!

To find out more about how to take out a finance loan against one of our many motorhomes, campervans or caravans, contact us today using our enquiry form.

Alternatively, if you’d rather speak to one of our friendly members of staff, then we are more than happy to discuss your finance requirements on 01477 535808.

For those that would rather speak to us face to face, our staff are always happy to help at our Cheshire, Staffordshire, Warwickshire, Northamptonshire and Flintshire branches. What are you waiting for? Let’s get you on the road!

We are authorised and regulated by the Financial Conduct Authority for credit brokerage. FRN 691776. We are a credit broker not a lender.

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© 2026 Spinney (Garage Ltd.) — All rights reserved.
Registered office Knutsford Rd, Crewe, Cheshire, United Kingdom, CW4 8HJ
Company number 01329970

Designed and produced by KAL Group.

*Finance

Finance is subject to terms and conditions, and dependent on your status. We are authorised and regulated by the Financial Conduct Authority for credit brokerage. FRN 691776. We are a credit broker not a lender.