Campervans and Motorhomes for Sale on Finance

We have plenty of campervans for sale and motorhomes for sale. But, unless you have a large pot of savings, or are naturally very well off, there’s every possibility that paying outright for a new leisure vehicle will be beyond your immediate means. It’s the same for almost everybody as, of course, a motorhome is quite an expensive purchase. However, the option for finance is a great way to make it instantly affordable.

Using finance to buy a motorhome is a relatively uncomplicated process. In conjunction with a finance company – probably brokered through the motorhome dealership itself – you will be able to come up with a plan which pays off the price of the vehicle with affordable monthly payments. These will have been set up in line with your financial capacity, and so you will not find yourself overstretched. Finance is, of course, subject to status and is only available to applicants aged 18 years and over (UK residents only).

Motorhome Finance at Spinney

At Spinney, we like to make sure that buying your own motorhome, camper or caravan is as straightforward a process as possible. So we offer a range of finance packages which are designed to suit you, and make the monthly commitment as painless as possible. Opting to buy a motorhome (or other type of leisure vehicle) on finance can be simple and satisfying.

You will be able to find many more details on the finance options available to you – including a very helpful calculator which you can use as a rough guide – on our dedicated finance page. Once all the paperwork and approvals (etc) have been sorted and gone through, it won’t be long before you’re at the wheel and winding your way through some wonderful scenery in your brand new motorhome!

Stretch That Budget and Buy Better!

Now that you’ve decided to buy your motorhome on finance rather than ‘stump up’ a large lump sum, you’ll find yourself in a much better position regarding the type of vehicle you can go for. Because you will be paying off monthly over a number of years, you will be able to afford a higher quality, higher specification, more expensive motorhome than if you’d dug through your pockets and down the back of the sofa for cash.

The Benefits of Buying a Motorhome on Finance

1. You won’t have to pay a deposit
2. No cash lump sum required
3. Your savings / other funding are freed up for different purposes
4. You can build up your credit score

The Legal Stuff!

Spinney Motorhomes and Caravans is authorised by the FCA (the Financial Conduct Authority, the conduct regulator for over 50,000 financial services firms and financial markets in the UK). We have Limited Permission from the FCA to conduct certain credit related activity. We are a credit broker (not a lender), and we can introduce you to Blackhorse Finance, which can provide funding. There is a 95% acceptance rate.

Ultimately, if you are in a position to be able to afford a motorhome outright then good luck to you! That’s brilliant. But for the many people who are not, finance really does offer a lifeline – or, to put it slightly better, it offers a direct line into the motorhome lifestyle, without the inconvenience of having to get cash together or save up for many years. At Spinney we have plenty of campervans for sale and motorhomes for sale – and we are very pleased to be able to offer finance, through our partners Blackhorse Finance, and we will be very happy to speak to you further about it if you have any queries. Simply get in touch, we are always available to deal with your enquiries.